This is much more than a book. It is a guide to help readers understand personal and business finance on multiple levels. The Black Lion Program takes them through details on credit improvement, investing, budgeting, starting a business and creating generational wealth, the right way! Once you improve your credit and start to successfully invest, you will be well on your way to financial freedom.

Two things must happen for the wealth gap in America to make measurable progress. Firstly, America will have to treat all of its citizens with an acceptable amount of dignity and respect. On the flipside, the lower and medium caste (the underserved) must do their part to prepare. They will need to participate in education and financial literacy programs for the masses. Even if America is generous with sharing the wealth pie, it will not matter if the poor and middle classes are not doing their part. That is the purpose of this book, to share valuable financial literacy knowledge with the masses.

Black Lion's Credit Improvement Program. This is an original one of a kind book/guide that takes it's readers step-by-step through a comprehensive personal and business credit improvement plan. The author James Holmes, Jr. shares knowledge gained from 35 years of professional work experience in the finance and credit field. He condenses it in a very easy to understand 100 page publication. Not only is it a user friendly guide, but the author takes time to explain why it's better to execute the process in the correct manner and order. He saves you from amateur mistakes that so many people make time and again. He shows you how and what to do, so you don't have to pay expensive predatory Credit Repair companies. Black Lion's Credit Repair Program is not designed to be a quick fix. This comprehensive approach is designed to build strong credit that stands the test of time.